Benefits of using our professional mortgage services
1. Access to Multiple Lending Options
One of the most known benefits of our mortgage services is having access to multiple lenders. Even a small difference in your interest rate can translate to thousands of dollars spent on the interest of your mortgage. The portion of your payment that goes towards interest is wasted money. The larger the mortgage amount the more significant this becomes. There are also other factors to consider when selecting a mortgage provider including lump sum payment options, cancellation fees and portability options. Our clients benefit from our years of experience working with different lenders and institutions. Let us use our experience to benefit you!
2. We are dedicated to helping clients through the purchase of their home
Mortgaging a home can be the biggest financial commitment you will ever make. We support our clients through this process by taking the time to help clients understand the different mortgage types available, the conditions of the mortgage, and organizing the documents that are needed to be approved by the lender or institution. We meet with clients to ensure we have an understanding of their mortgage needs and answer any questions.
3. We help clients refinance and save money!
Refinancing allows you to replace your current mortgage. The new mortgage can save you money by paying off higher interest debt or can help you with other goals such as a home renovation or the purchase of more property.
Whether or not you should replace your current mortgage depends on many factors, each situation is unique. At DLC we have the expertise to evaluate each situation and provide our clients with a recommendation.
We can help you determine the cost of breaking your current mortgage but most importantly show you ways to reduce fees.
Additional benefits when using our mortgage services
4. Free Periodic Review
Ideally, you should keep a regular eye out for better mortgage deals. New ones are coming on the market all the time and it could be worth changing lenders. We can provide you with a free consultation:
- When interest rates change
- When your term is about to come to an end
- Once per year to see how your current deal compares to new offers
As a bonus we offer, we also offer multiple easy access locations
Convenient locations in the Greater Toronto Area and hours that work around your schedule.
We are conveniently located in Oakville, Burlington, Mississauga, Toronto, Hamilton, and Vaughan, and can also meet with you at your location of choice within the GTA, Hamilton, and Halton Region. In short, if you are a resident of Ontario, we are just around the corner. DLC is here to assist you with all your mortgage financing needs. Please also take note, as of 2017 we have opened offices in Florida to help Canadian Snowbirds escape the cold winter months and enjoy south of the border.
We are available evenings and weekends upon request.
Want to get started? Click here to apply online.