Blog

Time for a Mortgage Check-Up! There has never been a better time for your annual mortgage health check-up! By organizing a quick mortgage review each year, it may yield you some fruitful financial savings. Your home loan review this year will examine the most common potential monthly savings opportunities, including ...
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Preparing for the Spring Market and 6 Smart Ways to Cut Your Energy Costs! In the last decade, climate change and energy efficiency have become top of mind for many Canadians. From wanting to do our part by recycling to making our home as energy efficient as possible, there are ...
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While you might think selling your home in winter is harder, with the right considerations it doesn’t have to be! When selling your home during warmer months, the focus is typically on curb appeal and gardening, as well as having bright colours and patterns to draw out different rooms. While ...
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As we ease into 2021, we have some great tips to help get you started and refresh your space. From the Pantone of the Year for 2021 to annual mortgage check-up tips and home maintenance strategies, we have you covered! Thank you for your continued support and introductions! I hope ...
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Determining your credit score leaves people confused. What is it? What does it include? How is it calculated? These are all great questions that I will answer for you! Having a great credit score can save you thousands of dollars, if you know how to manage it. There are two ...
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Welcome to the December issue of my monthly newsletter! As we near the end of the year, you are probably thinking about your plans for 2021. Scroll down for some great resolutions for your home, and tips on how to make your finances work for YOU in the New Year ...
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Welcome to the November issue of my monthly newsletter! The holidays are just around the corner, as is the new year! With that, now is a great time to start planning for a debt-free holiday and thinking about winter-proofing your home! Plus, all you need to know about fixed vs ...
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Welcome to the October issue of my monthly newsletter! It is hard to believe it is already October. With the holidays closing in fast, many of us are already thinking about our budgets. Check out our tips inside to help you budget for the holidays! Plus, we have included a ...
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The top 3 misconceptions about reverse mortgages are! The Bank Owns Your Home. Your Estate Can Owe More Than Your Home The Best Time to take a Reverse Mortgage is at the End of Your Retirement Let’s examine each misconception in more detail. 1. The Bank Owns Your Home. Over ...
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Welcome to the September issue of my monthly newsletter! With the start of September, most of us are automatically thinking about back-to-school so, in the spirit of education, why not teach your kids about finances? Now is also a great time to get your credit in order before holiday spending ...
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Welcome to the August issue of my monthly newsletter! It's summertime and you know what that means! Vacation, vacation, vacation! If you have ever been interested in having your own vacation home (or even a second property), I have put together some great information below to get you started. For ...
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Welcome to the July issue of my monthly newsletter! With Summer just around the corner, now is the right time to look ahead. This month I have some great updates for you, including some important information on changes to the high ratio mortgage guidelines and what that means for your ...
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Welcome to the June issue of my monthly newsletter! Summer is just around the corner and I have some great articles for you this month! I have compiled some helpful tips on what you need to know BEFORE you start house-hunting, as well as why getting pre-approved matters. Plus, I ...
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Welcome to the May issue of my monthly newsletter! With Spring at our doorstep, now is a great time to do some Spring cleaning in the form of tidying up your monthly budget! Renovations are another popular activity this time of year, so I have included some tips for you ...
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Welcome to the April issue of my monthly newsletter! As your dedicated Dominion Lending Centres mortgage broker, I am happy to help guide you through the current climate amidst the COVID-19 pandemic. I understand that things can be stressful but I am here to help! In order to mitigate the ...
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Welcome to the March issue of my monthly newsletter! What you need to know before you buy your next home, refinancing our mortgage and 10 spring cleaning tips! I would love to hear back from you if you have any questions or feedback regarding anything outlined below. Thanks again for ...
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Attention Canadian Snowbirds. As of March 13th, 2020 the Canadian Government has put a global restriction on travel due to the COVID-19 pandemic. This means many current travel insurance policies will automatically be cancelled in 10 days. DO NOT PANIC. We do have a solution to cover you and your ...
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Welcome to the February issue of my monthly newsletter! Leveraging your RRSP’s for the First-Time Homebuyer Plan, Things to consider if you are upsizing or downsizing and tips to make your home more sellable this Spring! I would love to hear back from you if you have any questions or ...
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Welcome to the January issue of my monthly newsletter! This month’s edition looks at improving your financial future, credit score and tips on                                                       ...
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Welcome to the December issue of my monthly newsletter! This month’s edition looks at the debate between Gen-Xers and Millennials and pride in homeownership. I would love to hear back from you if you have any questions or feedback regarding anything outlined below. Thanks again for your continued support and ...
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Welcome to the November issue of my monthly newsletter! This month’s edition looks at whether you should go fixed or variable and tax write-offs on your rental property. I would love to hear back from you if you have any questions or feedback regarding anything outlined below. Thanks again for ...
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Ob-sess(ed): the act of being preoccupied or fill the mind continually, intrusively and to a troubling extend. As mortgage consumers, we get obsessed with obtaining the best rate – we are caught in the cross-hairs of lender marketing. Lenders spend millions of dollars annually to pitch their message; some listen ...
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Welcome to the October issue of my monthly newsletter! This month’s edition looks at same-lender renewal rates and improving your credit score. Please let me know if you have any questions or feedback regarding anything outlined below. Thanks again for your continued support and referrals! Mortgage Renewals with the same ...
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Welcome to the September issue of my monthly newsletter! This month’s edition looks at 6 things any co-signor should consider and how mortgage brokers can help you at any stage in your life. I would love to hear back from you if you have any questions or feedback regarding anything ...
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Welcome to the August issue of my monthly newsletter! This month’s edition looks at 4 costs to consider as a first-time homebuyer and the mortgage default rate in Canada. I would love to hear back from you if you have any questions or feedback regarding anything outlined below. Thanks again ...
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Canadians continue to purchase US property and be among the major buyers of residential real estate in the United States. In fact, Canadians bought as many homes south of the border as the Chinese. But typically at a lower price point. That meant that while Chinese buyers bought U$13.4 billion ...
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Welcome to the July issue of my monthly newsletter! This month’s edition offers 5 tips to affording a home and the importance of a home inspection. Please let me know if you have any questions or feedback regarding anything outlined below. Thanks again for your continued support and referrals! 5 ...
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CAUTION: MORTGAGE PENALTIES AND EARLY EXIT Okay, so you have a mortgage. Maybe you want to exit early and you don't understand your mortgage penalties. Let’s face it, it’s a contract with terms, conditions, rights and obligations for both you and the lender. However, now for whatever reason, you need ...
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Welcome to the June issue of my monthly newsletter! This month’s edition looks at three steps to take you from pre-approval to homeowner and homeownership Vs renting. Please let me know if you have any questions or feedback regarding anything outlined below. Thanks again for your continued support and referrals! ...
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Anyone with a mortgage wants the lowest possible rate. But there’s an array of requirements for snagging the best all-around deal, and some of them are counter-intuitive. Once people have chosen the term and rate type for their mortgage, they often find that rates for that same term can vary ...
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Welcome to the May issue of my monthly newsletter! This month’s edition looks at accessing your home’s equity to invest and getting to know your lender. Please let me know if you have any questions or feedback regarding anything outlined below. Thanks again for your continued support and referrals! ACCESSING ...
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Welcome to the April issue of my monthly newsletter! This month’s edition looks at protecting your pre-approval and options for up or downsizing. Please let me know if you have any questions or feedback regarding anything outlined below. Thanks again for your continued support and referrals! Protecting your pre-approval People ...
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Welcome to the March issue of my monthly newsletter! Going through a divorce doesn’t mean you have to split from your home When we tie the knot with our soulmate, we assume it’s going to be forever. It’s pretty much written in the vows. Unfortunately, not all marriages have fairytale ...
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Welcome to the February issue of my monthly newsletter! The ABCs of Alternative Lending Most homebuyers want the best mortgage rate possible. That usually means turning to either the big banks, credit unions, or monoline lenders. In the mortgage business, these lenders a typically called “A” lenders. If you’ve got ...
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Welcome to the January issue of my monthly newsletter! Staying Cool in the 2019 Market With each New Year, comes the promise of renewal. But for some, the changing calendar can bring anxiety. Especially when it comes to finances. And if you’re getting all worried about mortgage rates after seeing ...
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This month's Dominion Lending Centres Blog with Cameron Mackie. At Dominion Lending Centres #Ontariolend we strive to provide you with the best information so you can take confident steps in home ownership. In this blog, we will discuss the reasons why you should complete a mortgage checkup and items to ...
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This month's Dominion Lending Centres Blog with Cameron Mackie. THE PROS AND CONS OF CO-SIGNING FOR A MORTGAGE If you keep up on the news you know that qualifying for a mortgage is getting tougher and tougher. Someone who would have sailed through the application process 10 years ago could ...
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