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Economic Insights from Dr. Sherry Cooper
The Bank of Canada finally began an easing cycle on June 5, taking their overnight policy rate down 25 bps to 4.75%--the first major central bank to do so. The housing market has languished over the past year with extremely weak affordability. The Multiple-Listing Service Home Price Index fell again ...
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5 Ways to Turn Your Home into a Staycation Paradise
We all invest a lot into our homes, so we want to make sure we are enjoying them to the fullest all year long. As we head into the prime of summer, there is no better time to update your space to turn it into the perfect staycation paradise so ...
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Entering the Housing Market
With the first Bank of Canada rate drop having occurred in June, many individuals are looking at the housing market with renewed vigor and an expectation that rates will continue to come down to a more sustainable level. If you are someone who is considering entering the housing market this ...
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Mortgage Pre-Approval vs. Pre-Qualification
Looking to buy your first home? Thinking about making a move? Whatever your goals, when it comes to getting a mortgage, there are a few things you can do in advance to make the mortgage process easier! Getting Pre-Qualified: The purpose of mortgage pre-qualification is to help you get a ...
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Economic Insights from Dr. Sherry Cooper
Canadian inflation has fallen considerably for the past four months. Excluding shelter, inflation is a mere 1.6%. While the job market was relatively strong in April, the unemployment rate continues to rise. Job growth, though strong, is not keeping up with the surge in working-age immigrants. GDP growth was likely ...
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What to Know at Renewal
Is your mortgage coming up for renewal this year or in 2025? Do you know about all the incredible options renewing your mortgage can afford you? If not, I have all the details here on how to make the most of your renewal! Get a Better Rate: Did you know that ...
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April 2024: Economic Insights from Dr. Sherry Cooper
The Bank of Canada’s Governing Council was split on the timing of rate cuts this year when they deliberated before the March press release. But the February inflation data signaled that rate cuts should be coming soon. After all, inflation has slowed markedly along with the economy. While the unprecedented ...
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Small Home Improvements That Make a BIG Impact
Whether you’re looking to sell your home this year, or just want to make some updates, I have put together six small home improvements that can make a BIG impact on your space! From improving saleability to refreshing your home, here are some simple and affordable ideas to help get ...
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