February 2024: Economic Insights from Dr. Sherry Cooper
In January, the Canadian bond market took quite a beating as interest rates rose roughly 30 basis points from their recent lows. The December housing data revealed a surge in sales, while inflation data showed just how difficult it may be to return to the 2% inflation target. Core inflation ...
Amortization Options
Your mortgage amortization period is the number of years it will take you to pay off your mortgage. Depending on your choice of amortization period, it will affect how quickly you become mortgage-free as well as how much interest you pay over the lifetime of your mortgage (a longer lifetime ...
January 2024: Economic Insights from Dr. Sherry Cooper
With the release of the November inflation data, some were disappointed that inflation remained at 3.4% year-over-year—the same as in October. However, without the base effects of year-ago energy price declines, inflation would have been less than 3%. December’s inflation data will be similarly skewed higher. Still, there is ample ...
Estate Planning: Are You Covered?
“New Year, new you” may be a cliché but it is for a reason! The New Year always has us thinking about where we are now, and where we want to end up. When it comes to your personal goals, a review of your finances and estate should be at ...
New Year Resolutions for Your Home
As we get closer to the end of the year, we have some special New Year resolutions for your home! Plus, check out some of my favourite holiday desserts. In addition, don’t miss the latest economic insights direct from Dr. Sherry Cooper! The New Year is approaching! While we are ...
December Economic Insights from Dr. Sherry Cooper
As we move into yearend, we have every reason to believe that the economy has slowed and inflation, while still above target, has dropped significantly. But slower inflation does not mean falling prices in most markets. Yes, gasoline prices are down, and food inflation has slowed, but the purchasing power ...
Insurance Storms Whip The Sunshine State
Our owner, Cameron Mackie, is in an article in the National Mortgage Professional giving his insights on insurance in Florida. Read for a snippet and then click below for the full article! Florida’s affordability crisis is escalating, and mortgage loan originators in the state find themselves in a battle against ...
November Economic Insights from Dr. Sherry Cooper
The Canadian economy is showing continued signs of slowing as inflation decelerates. This opens the door for a continued pause in rate hikes. Indeed, with any luck, the Bank might have finished its tightening cycle. One more rate hike is possible, especially if continued Middle East tensions lead to a ...
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