Whether you are a friend of someone going through a separation, or the person navigating the separation yourself, there is something valuable here for you. A separation brings no shortage of difficult decisions, and one of the biggest is what to do with the family home. Selling and dividing the ...

Being turned down for a mortgage can leave you wondering whether your plans to buy a home or stay in the one you already own have reached a dead end. But a “no” from one bank doesn’t necessarily mean your homeownership journey is over. Traditional lenders assess applications using set ...

Every home search eventually runs into the same question: Do you pay more for the house that already has the dream kitchen, finished basement, and updated bathrooms? Or do you buy the one that needs some work and make it your own over time? It can be a harder decision ...

With higher interest rates and ongoing cost-of-living pressures, you may be looking for ways to create more financial flexibility. If you’ve owned your home for a number of years, there’s a good chance you’ve built up equity along the way. And in today’s environment, that equity can become an important ...

Personal Interest Buying your first home can feel overwhelming — especially when you’re scrolling through listings, crunching numbers, and wondering if you’ll ever have “enough” saved to make it happen. But here’s the good news: most first-time buyers are a lot closer than they think. And many of them wish ...

Heightened geopolitical tensions in the Middle East have pushed oil prices higher and added new inflation risks, contributing to recent volatility in bond markets. At the same time, Canada is in the middle of a record wave of mortgage renewals, with more than one million mortgages set to be renegotiated ...

As the new year gets underway, I’d like to wish you and your loved ones a happy new year, filled with health, stability and peace of mind. With 2025 now in the rearview mirror, this is a good moment to reflect on the trends that shaped Canada’s mortgage and housing ...

Whether you already own a home or you’re thinking about buying or renovating this year, Budget 2025 may affect the options available to you. Some programs are ending, others are being introduced, and a few could make borrowing or planning a little easier, especially for first-time buyers. My goal is ...