The team at Rateplicity has over 15 years of experience in the mortgage industry. In 2010, we opened our first office in Oakville, Ontario, with the goal of creating a seamless mortgage experience while providing competitive mortgage rates and personalized service.

Today, we serve clients throughout Oakville, Mississauga, Toronto, Hamilton, Vaughan, Burlington, and surrounding areas. We also offer a fully remote mortgage experience using secure, leading-edge technology, allowing clients to complete the process conveniently from wherever they are.

In 2017, we expanded our services into the United States, with a focus on cross-border mortgage financing. Our team specializes in helping Canadians navigate the unique challenges of obtaining a U.S. mortgage and has assisted hundreds of Canadian buyers with financing for vacation homes and investment properties across the United States.