by cmsdudes | Jun 23, 2026 | Blog
With higher interest rates and ongoing cost-of-living pressures, you may be looking for ways to create more financial flexibility. If you’ve owned your home for a number of years, there’s a good chance you’ve built up equity along the way. And in today’s environment,...
by cmsdudes | May 15, 2026 | Blog
Personal Interest Buying your first home can feel overwhelming — especially when you’re scrolling through listings, crunching numbers, and wondering if you’ll ever have “enough” saved to make it happen. But here’s the good news: most first-time buyers are a lot closer...
by cmsdudes | Apr 21, 2026 | Blog
Heightened geopolitical tensions in the Middle East have pushed oil prices higher and added new inflation risks, contributing to recent volatility in bond markets. At the same time, Canada is in the middle of a record wave of mortgage renewals, with more than one...
by cmsdudes | Jan 19, 2026 | Blog
As the new year gets underway, I’d like to wish you and your loved ones a happy new year, filled with health, stability and peace of mind. With 2025 now in the rearview mirror, this is a good moment to reflect on the trends that shaped Canada’s mortgage and housing...
by cmsdudes | Dec 31, 2025 | Blog
Whether you already own a home or you’re thinking about buying or renovating this year, Budget 2025 may affect the options available to you. Some programs are ending, others are being introduced, and a few could make borrowing or planning a little easier, especially...
by cmsdudes | Nov 12, 2025 | Blog
If you’ve spent any time online lately, you’ve probably seen mortgage brokers warning how a $1,500 truck payment can crush your home-buying plans. It sounds dramatic—but it’s true. Even if you feel comfortable juggling your current expenses and a new mortgage payment...
