by cmsdudes | Sep 23, 2025 | Blog
Good News! The Bank of Canada cut its key interest rate by 0.25%. This move was widely anticipated and marks the Bank’s latest step in easing borrowing costs. Here’s how today’s cut may affect you: Variable-rate mortgages: Expect a drop in your interest rate and...
by cmsdudes | Aug 29, 2025 | Blog
Interest rates may not have changed in July, as the Bank of Canada opted for another rate hold, but for many Canadians, high borrowing costs are still hitting hard. One growing trend we’re seeing is more people carrying credit card balances for longer. If that’s you,...
by cmsdudes | Jun 23, 2025 | Blog
Personal Interest Buying your first home can feel overwhelming — especially when you’re scrolling through listings, crunching numbers, and wondering if you’ll ever have “enough” saved to make it happen. But here’s the good news: most first-time buyers are a lot closer...
by cmsdudes | May 15, 2025 | Blog
Finances With mortgage rates still hovering above what we’ve been used to in recent years, a lot of people are wondering: “Should I wait to buy?” It’s a fair question — but the answer isn’t always a clear-cut “yes” or “no.” Here’s the truth: in some situations, buying...
by cmsdudes | May 15, 2025 | Blog
Personal Interest When it comes to building wealth, there’s no magic button — but there is a powerful tool that many people overlook: your mortgage. Owning a home isn’t just about having a place to live. It’s one of the most reliable ways to grow your wealth...
