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Spousal buyouts: A mortgage option worth understanding

Spousal buyouts: A mortgage option worth understanding

Whether you are a friend of someone going through a separation, or the person navigating the separation yourself, there is something valuable here for you. A separation brings no shortage of difficult decisions, and one of the biggest is what to do with the family...
When the bank says no, you may still have options

When the bank says no, you may still have options

Being turned down for a mortgage can leave you wondering whether your plans to buy a home or stay in the one you already own have reached a dead end. But a “no” from one bank doesn’t necessarily mean your homeownership journey is over. Traditional lenders assess...
Using your home equity without taking on more risk

Using your home equity without taking on more risk

With higher interest rates and ongoing cost-of-living pressures, you may be looking for ways to create more financial flexibility. If you’ve owned your home for a number of years, there’s a good chance you’ve built up equity along the way. And in today’s environment,...
A Busier Spring Market Doesn’t Mean an Easier One

A Busier Spring Market Doesn’t Mean an Easier One

Personal Interest Buying your first home can feel overwhelming — especially when you’re scrolling through listings, crunching numbers, and wondering if you’ll ever have “enough” saved to make it happen. But here’s the good news: most first-time buyers are a lot closer...