by cmsdudes | Feb 6, 2023 | Blog
A second mortgage is a mortgage that is taken out against a property that already has a home loan (mortgage) on it. Generally people take out second mortgages to satisfy short-term cash or liquidity requirements, have an investment opportunity or to pay off...
by cmsdudes | Jan 3, 2023 | Blog posts not in the blog page carousel
Economic Insights and Real Estate Market Prospects for 2023 and beyond. What a year this has been. In the face of red-hot inflation, the Bank of Canada raised its policy rate by a whopping 400 basis points to 4.25%. First to cool was the housing market, where buyers...
by cmsdudes | Jan 3, 2023 | Blog posts not in the blog page carousel
Debt Consolidation Strategies. The holidays are a season of giving and often times, households can often find themselves carrying some extra debt as we enter the New Year. If you happen to be someone currently struggling with some post-holiday debt, that’s okay!...
by cmsdudes | Jan 3, 2023 | Blog
Explore the option of alternative lending. When traditional lenders (such as banks or credit unions) deny mortgage financing, it can be easy to feel discouraged. However, it is important to remember that there is always an alternative! If you’re seeking a mortgage,...
by cmsdudes | Dec 22, 2022 | Blog posts not in the blog page carousel
How to Efficiently Manage Home Expenses Having the biggest and best home on the block sounds great – but not if it is at the expense of your life and monthly finances! Be smart about your budget and avoid buying a home at the very top of your pre-approval value, which...
