by cmsdudes | Jan 19, 2026 | Blog
As the new year gets underway, I’d like to wish you and your loved ones a happy new year, filled with health, stability and peace of mind. With 2025 now in the rearview mirror, this is a good moment to reflect on the trends that shaped Canada’s mortgage and housing...
by cmsdudes | Dec 31, 2025 | Blog
Whether you already own a home or you’re thinking about buying or renovating this year, Budget 2025 may affect the options available to you. Some programs are ending, others are being introduced, and a few could make borrowing or planning a little easier, especially...
by cmsdudes | Nov 12, 2025 | Blog
If you’ve spent any time online lately, you’ve probably seen mortgage brokers warning how a $1,500 truck payment can crush your home-buying plans. It sounds dramatic—but it’s true. Even if you feel comfortable juggling your current expenses and a new mortgage payment...
by cmsdudes | Sep 23, 2025 | Blog
Good News! The Bank of Canada cut its key interest rate by 0.25%. This move was widely anticipated and marks the Bank’s latest step in easing borrowing costs. Here’s how today’s cut may affect you: Variable-rate mortgages: Expect a drop in your interest rate and...
by cmsdudes | Aug 29, 2025 | Blog
Interest rates may not have changed in July, as the Bank of Canada opted for another rate hold, but for many Canadians, high borrowing costs are still hitting hard. One growing trend we’re seeing is more people carrying credit card balances for longer. If that’s you,...
by cmsdudes | Jun 23, 2025 | Blog
Personal Interest Buying your first home can feel overwhelming — especially when you’re scrolling through listings, crunching numbers, and wondering if you’ll ever have “enough” saved to make it happen. But here’s the good news: most first-time buyers are a lot closer...
