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Fraud Awareness Month

Fraud Awareness Month

Did you know? March is fraud awareness month in the mortgage industry, which makes this is a great time to talk about title insurance! As our insurance experts, FCT is a leading provider of title insurance and has some helpful information for you:  For those who don’t...
Economic Insights from Dr. Sherry Cooper

Economic Insights from Dr. Sherry Cooper

What the next few years will bring? Insights from Dr. Sherry Cooper  Update February 2023 Even bond traders and economists are stumped about what the next few years will bring. The repercussions of a global economy that stopped suddenly, shed millions of jobs and...
What to Know about Second Mortgages

What to Know about Second Mortgages

A second mortgage is a mortgage that is taken out against a property that already has a home loan (mortgage) on it. Generally people take out second mortgages to satisfy short-term cash or liquidity requirements, have an investment opportunity or to pay off...
Alternative Lending

Alternative Lending

Explore the option of alternative lending. When traditional lenders (such as banks or credit unions) deny mortgage financing, it can be easy to feel discouraged. However, it is important to remember that there is always an alternative! If you’re seeking a mortgage,...
Budgeting for the Year Ahead

Budgeting for the Year Ahead

How to budget for the year ahead?   With the recent inflation and rising prices occurring across the country, it is time to take control of your finances. One of the quickest ways to understand where your money is going and where you can make changes is to create a...
Mortgages for the Self-Employed

Mortgages for the Self-Employed

Did you know? Approximately 15%+ of Canadians are self-employed, making this an important segment in the mortgage and financing space. When it comes to self-employed individuals seeking a mortgage, there are some key things to note as this process can differ from the...